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Stripe

Ecommerce & PaymentsLast updated: 2026-06-10

Stripe is a payments infrastructure platform, reviewed for transaction data, fraud and machine-learning processing, sharing, retention, tracking, and business controls.

ScoreLatest FindingScore BreakdownSource & EvidenceCompanyAlternatives
ScoreLatest FindingScore BreakdownSource & EvidenceCompanyAlternatives

65

Mixed

Mixed
Mixed
Weak
Mixed
Good

Overall Score

65

Mixed

AI Training:70
Mixed
Data Sharing:60
Mixed
Ads & Tracking:50
Weak
Data Retention:60
Mixed
User Control:80
Good

Overall Score

65

Mixed

AI Training:70
Mixed
Data Sharing:60
Mixed
Ads & Tracking:50
Weak
Data Retention:60
Mixed
User Control:80
Good

Latest Policy Findings: 2026-06-10

Stripe is stronger on account controls than on tracking, but payment metadata and web-level marketing tools still remain in play.

Strongest: User Control
80/100

Stripe is strongest where businesses can manage roles, connected accounts, exports, and privacy requests through a mature admin surface.

Weakest: Ads & Tracking
50/100

Its weakest area is still tracking around account and web usage, plus the unavoidable exposure that comes with payment and fraud data.

Recommended Action:

Score Breakdown:

AI Training

70

Mixed

70

Mixed

Stripe still processes transaction, identity, fraud, and business data at very large scale.

-20Source [1]

Where permitted by law, Stripe may use personal and transaction data to assess eligibility for or promote other end-user services.

-10Source [2]

Stripe documents roles as controller, processor, and service provider depending on the activity.

+20Source [3]

Stripe says many automated and machine-learning uses avoid decisions with legal or similarly significant effects in many contexts.

+25Source [4]

Business users still decide what inputs, identity documents, and transaction data are sent into Stripe workflows.

+15Source [5]

Stripe provides privacy-center documentation and role-specific explanations for different types of users.

+10Source [6]

Data Sharing

60

Mixed

60

Mixed

Stripe shares personal data with business users, financial partners, service providers, and entities involved in a transaction.

-25Source [7]

Link partners, BNPL providers, crypto-wallet services, identity-verification services, and fraud systems widen the sharing surface further.

-15Source [8]

Stripe clearly documents when it acts as controller, processor, or service provider.

+15Source [9]

Stripe maintains a privacy center and role-specific explanations for end users, end customers, and business users.

+15Source [10]

Business users manage their own privacy notices, consent collection, and many downstream disclosure choices.

+15Source [11]

Link and some partner services are user-initiated rather than universally applied to all Stripe users.

+15Source [12]

Ads & Tracking

50

Weak

50

Weak

Stripe still collects online activity, engagement data, cookies, and device information across its services.

-25Source [13]

Stripe may use personal and transaction data for advertising, co-marketing, and end-user-service promotion where permitted by law.

-25Source [14]

Stripe provides privacy-rights and settings paths for end users and business users.

+20Source [15]

End-user services such as Link let users manage some settings and stored preferences.

+15Source [16]

Stripe is primarily a financial infrastructure platform rather than a public-feed advertising product.

+15Source [17]

Data Retention

60

Mixed

60

Mixed

Stripe may retain data after account closure or after transactions for legal, fraud, tax, accounting, and financial obligations.

-20Source [18]

Business users and financial ecosystem partners can keep their own copies of transaction and identity data outside a single user's direct control.

-20Source [19]

Stripe documents privacy-request paths for different user roles.

+20Source [20]

Account settings and Link management let users control some of their stored data directly.

+20Source [21]

Stripe is explicit that its retention is driven by financial, fraud, tax, accounting, and legal obligations.

+20Source [22]

User Control

80

Good

80

Good

Users and businesses can manage account settings, Link, and role-based access controls.

+25Source [23]

Stripe provides privacy-center and rights-request paths for multiple user roles.

+20Source [24]

Businesses are expected to obtain consents and manage their own end-customer privacy duties.

+20Source [25]

The controller, processor, and service-provider distinctions give customers a clearer model for who controls what.

+15Source [26]

End customers often must contact the merchant or business user that originally collected the transaction data.

-10Source [27]

Financial and compliance obligations can block immediate full deletion even when users want it.

-10Source [28]

Source & Evidence Links:

Sources:

Stripe Privacy Page

Open: stripe.com

Legal Privacy Policy

Open: shopify.com

Evidence:

1. Vendors

Stripe still processes transaction, identity, fraud, and business data at very large scale.

Open: stripe.com

2. Vendors

Where permitted by law, Stripe may use personal and transaction data to assess eligibility for or promote other end-user services.

Open: stripe.com

3. Controls

Stripe documents roles as controller, processor, and service provider depending on the activity.

Open: stripe.com

4. Vendors

Stripe says many automated and machine-learning uses avoid decisions with legal or similarly significant effects in many contexts.

Open: stripe.com

5. Vendors

Business users still decide what inputs, identity documents, and transaction data are sent into Stripe workflows.

Open: stripe.com

6. No Sale

Stripe provides privacy-center documentation and role-specific explanations for different types of users.

Open: stripe.com

Company Details:

Founded

Jan 2010

Founder

Patrick Collison and John Collison

Parent Company

Stripe

Lifecycle

Active

Category

Ecommerce & Payments

CEO

Patrick Collison

Security Team

In house

Date Added

06-10-2026

Alternatives:

Amazon Shopping logo

Amazon Shopping

Commerce

50

Weak

BigCommerce

Commerce

60

Mixed

WooCommerce logo

WooCommerce

Commerce

70

Mixed

PayPal logo

PayPal

Payments

60

Mixed

Shopify logo

Shopify

Commerce

65

Mixed

OneDrive logo

OneDrive

Cloud Storage

70

Mixed